Fintrax Payment Systems have been authorised by Visa and Mastercard to process credit card transactions.


1. Dynamic Recognition
Once the credit card is swiped or inserted into the payments terminal, our patented software instantly recognises the foreign credit card and the corresponding currency. The payments terminal automatically displays the DCC offer to be given to the client.



2. Automatic Conversion
The software automatically converts the sales amount and the transaction is presented to the cardholder in their billing currency and the local currency of the merchant. The rate of exchange and the final amount of the purchase in both currencies are displayed on the screen of the payments terminal.


3. Cardholder Choice & Acceptance
The cardholder decides whether they would like to pay in their billing or the merchant currency. When the home currency is selected, the payment is confirmed and the cardholder signs the receipt and the declaration accepting the conversion at the point of sale. The cardholder is guaranteed to be debited the amount for which they have signed.


Transparent and Competitive Exchange Rates


The Fintrax exchange rates are based on Reuters and are some of the most competitive on the market. The exchange rates applied to the DCC transaction are guaranteed for the entire day and include a margin that is stated on the cardholder receipt.


Without ¥€$ DCC, a cardholder will not, in many cases, know the final amount until their next billing cycle which could be 25 days later or even more. With exchange rate fluctuations, this can significantly increase the total amount debited from the cardholder’s bank account.


The system is so clear, quick and convenient that most customers feel completely reassured by the familiarity of a receipt issued in their own currency.